Privacy Policy

This policy explains how Damota Equb (“we”) handles information in the Damota Equb app, the app for members of an equb (rotating savings group).

How accounts are created

You cannot sign up in the app. Your equb collector (admin) registers you when you join an equb, entering your name and phone number. You then sign in with that phone number and a 4-digit PIN your collector gives you, which you can change in the app. If a collector has not registered you, you cannot use the app.

Information we hold

Entered by your collector when registering you

• Your name
• Your phone number
• Your ticket number and share in the equb

Created as the equb runs

• Payment records: which rounds you paid, amounts, dates, payment method, and approval status
• Round and draw results for your equb

Provided by you in the app

• Payment receipt photos you choose to attach. The app opens your photo picker only when you tap to add a receipt, and uploads only the photo you select.

Stored on your phone

• A sign-in token, so you stay signed in. It is removed when you sign out.

We do not collect your location, contacts, or device identifiers for advertising. The app shows no ads.

How we use it

• To sign you in and show your equb, tickets, rounds, and payments
• To let your collector record, check, and approve your payments
• To send you SMS messages from your collector, such as payment confirmations, reminders, and draw results

Who can see it

• Your equb’s collector(s) can see your name, phone number, payments and receipts, because they need them to run the equb.
• Other members cannot see your information. Each member sees only their own tickets, payments and receipts. Results shared with the whole equb, such as which ticket number won a round, are shown without names or phone numbers.
• Service providers that host our servers and database process data on our behalf only.
• We do not sell your information or share it for advertising.

We may disclose information where the law requires it.

Security

All data travels between the app and our servers over encrypted connections (HTTPS). Access is restricted by role: members see only their own records, and collectors see only the equbs they manage. Your PIN is stored only as a cryptographic hash, so no one, including us, can read it, and repeated wrong PINs lock sign-in for 15 minutes.

Retention

We keep your records for as long as you belong to an equb, and afterwards for 2 years so that payment history can be checked if a dispute arises. After that it is deleted.

Your choices

• Correcting details: ask your collector to update your name or phone number.
• Deleting your data: email us at selamudev@gmail.com with the phone number registered to your account, or ask your collector. We delete your personal data within 30 days, except payment records we must keep for an open dispute or a legal obligation.

Children

The app is intended for adults (18+) and is not directed at children.

Changes

If we change this policy we will update the effective date above. Significant changes will be announced in the app.

Contact

Damota Equb
selamudev@gmail.com
0904 823 272
Boditi, Ethiopia